Merry Christmas. We still live in a material world. Christmas don’t change that. On this side of eternity, Christmas is as good as it gets but we still better have some concerns about our economic security. If you don’t get that, it’s not just Christmas time, it’s also time to have your head examined. Celebrate the Joy of Christmas but keep one eye cocked on your fellowman who might be trying to celebrate with his hand in your damn pocket. This is the real deal on Christmas.